DOCUMENTS FOR LOAN

Salaried:

 

  • Photograph of Applicant & Co-Applicant
  • PAN & Aadhaar Card of Applicant & Co-Applicant
  • Current Address Proof of Applicant & Co-Applicant
  • Last 6 Months Bank Statement of salaried account
  • Last 3 Months Salary Certificate / Slip
  • Form 16 / Form 26 AS and ITR of latest 2 yr.
  • Running Loan Obligation Details of applicant and co-Applicant, if any.
  • Processing Fees Cheque

Self Employed:

 

  • Photograph of Applicant & Co-Applicant
  • Current Address Proof of Applicant & Co-Applicant
  • PAN Card of Applicant & Co-Applicant
  • Last 3 years personal ITR with Computation for the applicant and of the firm
  • Last 3 years Audited Balance Sheet for the applicant and of the firm
  • Last 1 year’s savings and current bank statement of applicant and current account statement of the firm.
  • Existing loans track record
  • Term Loans details, if any.
  • Processing Fees Cheque

Important Note:

  • All documents must be self-attested by applicant/co-applicant.
  • It may please be noted that these are standard documents and we may ask for certain other documents if asked by the financial institution.
  • Under section 80C of income tax act, you can take benefit by reducing your taxable income up to INR 150000 on principal amount which you paid during financial year.
  • Under section 24 of income tax act, you can take benefit by reducing your taxable income up to INR 200000 on Interest amount which you paid during financial year.
  • Also the most important Benefit of PMAY which provides benefit up to INR 267000.

Banks that Approved Aagman Phase-2 Project